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Trusted Debt Defense Attorneys Serving  Cypress & Houston Community

Debt agencies are often the most aggressive foes to face, and it's in their interest to keep you in the dark. Our debt defense attorneys can explain your rights and strategize the best solution to get you out of debt.

We work with clients to understand their assets, total debts, and expectations, then we build a case strategy that stops the debt collection harassment and sets the foundation for a healthy financial future.

Schedule a consultation to get quick answers for your situation

Our Debt Defense Solutions

  • Debt Negotiation and Settlement: We negotiate with creditors to reduce your debt and reach settlements that are in your best interest.
  • Defense against Lawsuits: If you’re facing a lawsuit from creditors, our attorneys provide robust legal defense to protect your rights.
  • Credit Counseling and Guidance: Receive expert advice on managing your debts and improving your financial health.
  • Stopping Harassment from Creditors: We ensure that creditors adhere to fair debt collection practices and stop any harassment.


We can help you file for bankruptcy and look at other options available to you.

Credit Card Debt Negotiation

Sometimes, credit card debt can be negotiated down to a manageable sum, and we’ll work with your creditors to ensure the harassment stops.

Medical Debt

Our debt defense attorneys are skilled at settling medical debt and reaching a favorable outcome.

Lawsuit Defense

If you’re already being sued for debt, you need experienced debt defense lawyers, like Oxner Legha, to represent you and protect your assets.

IRS Tax Defense

The IRS is a complicated entity that can be ruthless in their collection of debts, and we help our clients navigate this tricky landscape with a secure debt defense.

Debt Settlement

Not all overwhelming debts qualify for bankruptcy, and debt settlement is a lesser well known but better option for some Texans. Our debt defense attorneys will thoroughly review your financial state and advise on the best option.

Credit Repair

We help clean your credit record of any inaccuracies and improve your score.

Experienced Debt Defense Attorneys

Not all debt defense attorneys are the same

Working with Oxner Legha means that you have the peace of mind that you're on our mind. We work tirelessly to advocate for you and end the debt harassment.

Why Our Debt Defense Services Stand Out

  • Experienced Debt Defense Attorneys: Our legal professionals are well-versed in debt law and have a successful track record of defending clients against creditors.
  • Customized Debt Defense Strategies: We understand that every debt situation is unique. Our team develops personalized strategies tailored to your specific circumstances.
  • Comprehensive Legal Support: From negotiating with creditors to representing you in court, we offer full-spectrum debt defense services.
  • Protecting Your Financial Well-being: Our goal is to minimize the impact of debt on your life, preserving your financial stability and peace of mind.

Who Can Benefit from Our Debt Defense Services?

  • Individuals facing overwhelming credit card debt
  • People dealing with aggressive debt collectors
  • Anyone sued for debt repayment
  • Consumers seeking to understand their rights under debt laws

Questions about debt?

We can help! Contact us today to get started.

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