Injured in a car wreck in Houston, Jersey Village, or Cypress? Oxner Legha helps people hurt in car accidents deal with the insurance companies and pursue compensation for medical bills, lost wages, and pain and suffering. Consultations are free, and there is no attorney’s fee unless we recover compensation for you.
Houston Car Accident Lawyers
What to Do After a Car Accident in Houston
If you are able to, these steps can protect both your health and your claim:
- Call 911 if anyone is hurt, and ask for a police report. Texas law requires drivers to report crashes that cause injury, death, or significant property damage.
- Get medical care the same day, even if you feel fine. Whiplash, concussions, and back injuries often show up hours or days later, and a gap in treatment is something insurance companies use to argue you were not really hurt.
- Document the scene with photos of all vehicles, the road, traffic signals, skid marks, and your injuries.
- Exchange information with the other driver, including name, phone number, license plate, and insurance company, and get contact information for any witnesses.
- Do not admit fault or guess about what happened, and avoid giving a recorded statement to the other driver’s insurance company.
- Talk to an attorney before signing anything or accepting a settlement offer.
Who Pays After a Car Wreck in Texas?
Texas is an “at-fault” state. That means the driver who caused the crash, through their liability insurance, is generally responsible for paying for the injuries and losses they caused. Texas requires drivers to carry at least $30,000 per injured person and $60,000 per accident in bodily injury liability coverage, plus $25,000 in property damage coverage. In serious accidents, those minimums often are not enough.
Your own policy may also help, depending on the coverage you carry:
- Personal Injury Protection (PIP) can pay a portion of your medical bills and lost wages regardless of who was at fault. Texas insurers must offer PIP unless you rejected it in writing.
- Uninsured/Underinsured Motorist (UM/UIM) coverage can pay when the at-fault driver has no insurance, not enough insurance, or leaves the scene.
We can review all available policies to identify every source of recovery for your claim.
Common Causes of Car Accidents We Handle
- Distracted driving and texting
- Speeding and aggressive driving
- Drunk or impaired driving
- Rear-end collisions in stop-and-go traffic
- Running red lights and stop signs
- Unsafe lane changes on highways like I-10, US-290, Beltway 8, and I-45
- Hit-and-run and uninsured drivers
- Rideshare accidents involving Uber and Lyft drivers
Compensation You May Be Able to Recover
- Past and future medical expenses
- Lost wages and loss of earning capacity
- Pain and suffering and mental anguish
- Physical impairment and disfigurement
- Vehicle repair or replacement and rental costs
- In fatal crashes, wrongful death damages for the family
Deadlines and Fault Rules
In most cases, you have two years from the date of the accident to file a lawsuit in Texas. Claims involving a government vehicle, such as a city truck or county vehicle, can require written notice much sooner. Texas also follows proportionate responsibility: you can recover as long as you are not more than 50% at fault, but your recovery is reduced by your share of fault. Insurance adjusters frequently try to shift blame to the injured driver, so an early, independent investigation matters.
Car Accident FAQs
How much does a car accident lawyer cost?
Your consultation is free. We typically handle accident cases on a contingency fee basis, so our attorney’s fee is a percentage of what we recover for you, and you do not pay an attorney’s fee if there is no recovery. We will explain the fee and how case expenses are handled before you sign anything.
Should I talk to the other driver’s insurance company?
You will likely need to report the claim, but you are not required to give the other driver’s insurer a recorded statement. Adjusters are trained to ask questions that can minimize your claim. We can handle those communications for you.
What if the other driver does not have insurance?
If you have uninsured motorist coverage, you may be able to make a claim under your own policy. We can review your policy and explain your options.
How long will my car accident case take?
Many claims resolve within several months after you finish medical treatment. Cases that require a lawsuit can take a year or longer.
The insurance company already offered me money. Should I take it?
Have an attorney review the offer first. Once you accept a settlement and sign a release, you usually cannot reopen the claim, even if your injuries turn out to be worse than you thought.
Car accidents are one part of our personal injury practice. We represent people injured in crashes throughout Houston, Jersey Village, Cypress, and Northwest Houston.
The information on this page is general information, not legal advice. Every case is different, and prior results do not guarantee a similar outcome.
We're conveniently located in the Northwest Houston area
16060 Dillard Drive,
Suite 100
Jersey Village, TX 77040
Phone : 346-327-9500
Fax : 346-246-4660
Email: contact@oxnerlegha.com
Oxner Legha is open from Monday – Friday, 9 am through 5 pm for in-person and video conferencing consultations.
We’re also open on Saturday from 9 am through 4 pm and after hours on the weekday by appointment only.
